Terms & Policies
The following terms ("Terms of Use") constitute an agreement between Empowered Messenger Enterprises, LLC DBA Creative Age Consulting Group, Anjel B Hartwell (FKA Emerald Greenforest) Managing Member, and you that governs your use of this website and all of its associated services, content, and functionality. This policy applies to the website administered by Creative Age Consulting Group ("Website"), located at http://www.wickedlysmartwomen.com
Your use of the Website constitutes your acceptance of, and agreement to, the following Terms of Use. Creative Age Consulting Group reserves the right to modify, alter, amend or update its Website, policies and these Terms of Use. These Terms of Use are subject to change without notice. If you do not agree with or do not accept any part of these Terms of Use, you must not use the Website.
PRIVACY POLICY
What Personal Information Does the Website Collect and How Is This Personal Information Used?
The Website may receive and store information that you voluntarily submit through the Website for the purpose of subscribing to the Website, to contact Anjel B Hartwell (FKA Emerald GreenForest), Empowered Messenger Enterprises, LLC DBA Creative Age Consulting Group, to apply to appear on or sponsor Anjel B Hartwell (FKA Emerald Greenforest) or for the purpose of leaving comments on blog posts or content provided.
The Website may receive and store certain types of usage-related information when you interact with the Website, including, but not limited to, your computer's IP address and browser information. The information we collect is used to customize the content and/or layout of our page for each individual visitor.
The Website uses Google Analytics to track statistics regarding our audience and Website traffic. No personally identifiable information is transferred from the Website to Google Analytics. For more information on Google's Analytics privacy policies, please visit this site.
The Website uses cookies to store visitors’ preferences, record user-specific information on what pages users access or visit, ensure that visitors are not repeatedly sent the same banner ads, customize Website content based on visitors’ browser type or other information that the visitor sends. Cookies may also be used by third-party services, such as Google Analytics, as described above.
The Website uses third-party advertising companies, such as Google, Sponsorship advertisements, Facebook Ads, etc , to serve content and advertisements when you visit the Website, which may use cookies or web beacons. No personal information is shared with the Website's ad providers.
From time to time, the Website may engage in sponsored campaigns with various influencer networks, brands, or agencies. All sponsored content is duly disclosed in accordance with the FTC's requirements. From time to time, these sponsored campaigns utilize tracking pixels, which may contain cookies to collect data regarding usage and audience. This information is collected by the sponsoring company to track the results of the campaign. No personally identifiable information collected by the Website is used in conjunction with these tracking pixels.
The Website may engage in affiliate marketing, which is described more fully below. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, in order to market the Website. These companies use cookies to serve ads based on someone's past visits to the Website. At any time, you may opt out of Google Ads by modifying your Google Ad settings.
Third-Party Use of Personal Information
The Website may provide personal information to an applicable third party in order to provide services. Currently, the Website uses the services of Send In Blue or Squarespace for delivery of email updates. Send In Blue’s or Squarespace’s use of your personal information is subject to each service’s respective privacy policy.
At this time, your personal information is not shared with any other third-party applications. If a new service provider is engaged, these terms will be amended accordingly.
Will the Website Share the Personal Information It Collects:
Except when required by law, the Website will not sell, distribute, or reveal users’ email addresses or other personal information without their consent.
Anjel B Hartwell (FKA Emerald Greenforest) and or Empowered Messenger Enterprises, LLC DBA Creative Age Consulting Group may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.
Modification or Deletion of Personal Information
You can decline to submit personal information at any time. If you decline, Creative Age Consulting Group may not be able to continue to provide service to you. You may request deletion of your personal information by sending an email to team@wealthylifementor.com, but in some cases, we may be required to keep your information by law. In such a case, it would no longer be active and would be kept separately in an archive.
CHILDREN'S INFORMATION
The Website does not knowingly collect any personally identifiable information from children under the age of 13. If a parent or guardian believes that the Website has personally-identifiable information of a child under the age of 13 in its database the, please contact us immediately at team@wealthylifementor.com and Creative Age Consulting Group will use its best efforts to promptly remove such information from our records.
Registration & Restricted Access
Access to certain areas of the Website may be restricted. Creative Age Consulting Group reserves the right to restrict areas of the Website at its sole discretion.
Some restricted areas of the Website may be made available to you as a registered user. When you are registered, you are required to create a user profile, which may include a username and password. You agree to keep your username and password confidential. If you suspect your password has been compromised, you must notify Creative Age Consulting Group immediately at team@wealthylifementor.com. Creative Age Consulting Group will not be liable for any loss caused by the unauthorized use of your account; however, you may be liable to Creative Age Consulting Group or other third parties for any losses incurred due to such unauthorized use.
Creative Age Consulting Group may disable your username and password at its sole discretion.
Creative Age Consulting Group reserves the right to modify methods for registration and access levels of registered users from time to time.
AFFILIATE MARKETING
From time to time, the Website may engage in affiliate marketing. This means that if you use an affiliate link to make a purchase, the Website will receive a commission on that purchase. All efforts are made to ensure that affiliate links are disclosed in accordance with the FTC.
Creative Age Consulting Group is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and link to Amazon.com.
FTC DISCLOSURE
From time to time, the Website may post sponsored content from an advertiser. This means that an advertiser, which may be a brand, agency, or influencer network, will contract with Creative Age Consulting Group to create content featuring certain messages or product placement. Pursuant to the FTC's requirements, all such advertisements on the Website are clearly and conspicuously disclosed.
Even though compensation (e.g., cash, free product, or services) is received for in exchange for this sponsored content placement, Creative Age Consulting Group gives its honest opinion, findings, believes, or experiences in such content. All views expressed on the Website are those of the content creator. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider, or party in question.
DISCLAIMER
Creative Age Consulting Group has made every effort to ensure that all information on the Website has been tested for accuracy. Creative Age Consulting Group makes no guarantees regarding the results that you will see from using the information provided on the Website.
The Website disclaims liability for incidental or consequential damages and assumes no responsibility or liability for any loss or damage suffered by any person as a result of use of the information provided on the Website. The Website assumes or undertakes no liability for any loss or damage suffered as a result of the use of any information found on the Website.
We have made every effort to ensure that all business information, including but not limited to any references to technology or business methodology, provided on the Website has been tested for accuracy. There is no guarantee that you will see positive results to your business using the techniques and materials provided on the Website. We assume no responsibility for your decisions or for policies or practices that you implement based on information on the Website. Everything provided on the Website is for informational purposes only.
Any statements related to income or earnings potential on the Website are examples of what may be possible in the future. We make no guarantees regarding results, present or future. We are not responsible for your earnings, income, sales, or any other performance as a result of the actions you take based upon the information provided on the Website. The Website is provided for informational purposes only.
All information regarding mental health provided on the Website is intended to be used for informational purposes only. Use of the Website does not form any relationship between you and Creative Age Consulting Group, including a therapist-patient relationship. Although content on the Website may discuss therapeutic and/or mental health issues, the Website does not provide any type of therapy and/or mental health services. The Website does not provide any advice, explanation, opinion, or recommendation about therapy or mental health services.
From time to time, the Website may discuss topics of a sensitive nature. If you feel triggered by any content, please seek help from a medical professional or mental health professional.
YOUR RESPONSIBILITY
The Website was developed strictly for informational purposes. You understand and agree that you are fully responsible for your use of the information provided on the Website. Creative Age Consulting Group makes no representations, warranties or guarantees. You understand that results may vary from person to person. Creative Age Consulting Group assumes no responsibility for errors or omissions that may appear in the Website.
USE OF THE WEBSITE
Unless otherwise stated, Creative Age Consulting Group owns the intellectual property and rights to all content and material on the Website. Subject to the license below, all intellectual property rights are reserved.
You may view, download (for caching purposes only), and print pages for your personal use, subject to the restrictions set out below and elsewhere in these Terms of Use.
The following uses are not permitted:
Republication of content from the Website, unless content is specifically and expressly made available for republication;
Sale, rental or sub-license of any content from the Website;
Reproduction or duplication of any content on the Website for commercial purposes;
Modification of any content on this website, unless content is specifically and expressly made available for modification;
Redistribution of content of the Website, unless content is specifically and expressly made available for redistribution. Users are permitted to share content on social media channels, as long as a link to the Website is included.
From time to time, the Website will utilize various plugins or widgets to allow sharing of content via social media channels, email or other methods. Use of these plugins or widgets does not constitute any waiver of Creative Age Consulting Group's intellectual property rights. Such use is a limited license to republish the content on the approved social media channels, with full credit to Creative Age Consulting Group.
You must not use the Website in a way that causes, or may cause, damage to the Website or impair the availability of access to the Website. You must not decompile, reverse engineer, disassemble or otherwise reduce the Website, except to the extent that such activity is expressly permitted by applicable law. You must not use the Website to copy, store, host, transmit, send, use, publish or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit and/or other harmful code or malicious software.
You must not conduct any systematic or automated data collection activities, including, but not limited to scraping, data mining, data extraction or data harvesting on or in relation to the Website without Creative Age Consulting Group's express written permission.
You must not use the Website to transmit or send any unsolicited commercial communications.
You must not use the Website for any third-party marketing without Creative Age Consulting Group’s express written permission.
COPYRIGHT
Unless otherwise noted, the design, content and all components of the Website are copyrights owned by Creative Age Consulting Group or third parties and are protected by United States and international copyright laws and should not be reused or republished without express written permission.
All text, blog posts, comments, articles, how-to guides, photographs, video, graphics, and other information, in any form or medium, or unless cited otherwise by Creative Age Consulting Group (collectively, the “Creative Age Consulting Group Content”) is owned by Creative Age Consulting Group and protected by copyright law.
You may use the Creative Age Consulting Group Content for your personal, noncommercial use, and you may download or print a copy of the Creative Age Consulting Group Content provided you do not remove any trademark, copyright, or other notice from such Creative Age Consulting Group Content. Your use of Creative Age Consulting Group Content does not make you a representative or agent of Creative Age Consulting Group, and you may not hold yourself out as such. If you wish to share Creative Age Consulting Group Content, or you operate a website and wish to link to Creative Age Consulting Group , you may do so provided you agree to terminate such link upon Creative Age Consulting Group’s request. Just as Creative Age Consulting Group may from time to time excerpt materials from other sources in order to support the Creative Age Consulting Group Content, we respect the right of others to use the Creative Age Consulting Group Content so long as such use is consistent with the principles of “fair use” and cited accordingly.
All other uses are expressly prohibited without the prior written consent of Creative Age Consulting Group. Such prohibited uses include, but are not limited to, republishing any portion of Creative Age Consulting Group Content, modifying or creating derivative works from the Creative Age Consulting Group Content, entering the Creative Age Consulting Group Content into a database, distributing any Creative Age Consulting Group Content to others whether for payment or other consideration, decompiling, reverse engineering, disassembling any software or other products or processes accessible through the Website, inserting any code or product into the Website, or data mining, data gathering, or other extracting.
TRADEMARKS
Creative Age Consulting Group’s trademarks and trade dress, including, but not limited to may not be used in connection with any product or service that is not Creative Age Consulting Group’, in any manner likely to cause confusion among consumers, or in any manner that disparages or discredits Anjel B Hartwell (FKA Emerald Greenforest) or Creative Age Consulting Group.
From time to time, the Website will legally utilize trademarks owned by third parties related to Creative Age Consulting Group’s services. These trademarks are the respective property of their owners.
GRANT OF RIGHTS
You grant Creative Age Consulting Group a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute any content you contribute to the Website. This includes, but is not limited to, text, images, audio material, comments, video material and audio-visual material. This license extends to all known and future media. You also grant Creative Age Consulting Group the right to sub-license these rights and the right to bring an action for infringement of these rights.
CONTENT CONTRIBUTED TO THE WEBSITE
Any content you contribute to the site, including, but not limited to text, images, audio material, comments, video material and audio-visual material, must not be illegal or unlawful, may not infringe on any third-party's legal rights, and must not be capable of giving rise to legal action whether against you or Creative Age Consulting Group or a third party.
Creative Age Consulting Group reserves the right to edit or remove: (i) any material submitted to the Website; (ii) stored on Creative Age Consulting Group’s servers; or, (iii) hosted or published on the Website. Creative Age Consulting Group takes no responsibility and assumes no liability for any content posted by you or any third party.
Notwithstanding Creative Age Consulting Group’s rights under the Terms of Use, Creative Age Consulting Group does not undertake to monitor the submission of all content to, or the publication of such content on, the Website.
COMMENT POLICY
The Website offers the option for you to leave comments, engaging with the Website's posts. The following types of comments will not be tolerated and will be deleted:
harassment directed toward any content creator or Anjel B Hartwell (FKA Emerald Greenforest) or Creative Age Consulting Group;
spam;
hate speech;
defamatory to Creative Age Consulting Group or any third party;
reference illegal acts; or,
violate the legal rights of a third party.
Creative Age Consulting Group’s sole discretion will be used to determine if a comment is in violation of this comment policy. Any comments in violation will be promptly deleted and no further explanation will be due to you if your comment was determined to be in violation with this policy.
TAKEDOWN REQUESTS
From time to time, the Website will publish posts with images from other third-party websites. Any such use is intended considered fair use under copyright laws and is fully attributed to the owner. If you believe that your copyrighted work has been used on the Website in a way that constitutes copyright infringement and falls outside of fair use, please send a request to and we will remove the image within 24 to 48 hours.
COMMUNICATION
If you send Anjel B Hartwell (FKA Emerald Greenforest) or Creative Age Consulting Group an email, register to use the Website or provide your email to Creative Age Consulting Group in any other way, you consent to receive communications from Creative Age Consulting Group electronically. You agree that all legal notices provided via electronic means from Creative Age Consulting Group satisfy any requirement for written notice.
THIRD PARTIES
The Website contain links to third-party websites that are not governed or controlled by Creative Age Consulting Group. You represent and warrant that you have read and agree to be bound by all applicable Terms of Use and policies for any third-party website that relates to your use of the Website. Creative Age Consulting Group assumes no control or liability over the content of any third-party sites. You expressly hold harmless Creative Age Consulting Group from any and all liability related to your use of a third-party website.
Prior to engaging in any events or commercial transactions with any third parties discovered through or linked on the Website, you must complete any necessary investigation or due diligence. If there is a dispute for any events or commercial transactions with a third party discovered through or linked on the Website, you expressly hold Creative Age Consulting Group harmless from any and all liability in any dispute.
NO WARRANTIES
The Website are provided on an "as is" and "as available" basis without any representations or warranties, expressed or implied. Creative Age Consulting Group makes no representations or warranties in relation to the Website or the information and materials provided therein.
Creative Age Consulting Group makes no warranty the Website will meet your requirements; will be available uninterrupted; timely and free of viruses or bugs; or represents the full functionality, accuracy, and reliability of the Website. Creative Age Consulting Group is not responsible to you for the loss of any content or material uploaded or transmitted through the Website. The Website is written in English and makes no warranty regarding translation or interpretation of content in any language.
LIMITATION OF LIABILITY
Creative Age Consulting Group WILL NOT BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, PUNITIVE OR SPECIAL DAMAGES OF ANY KIND, HOWEVER CAUSED, INCLUDING LOSS OF PROFITS, REVENUE, DATA OR USE, INCURRED BY YOU, WHETHER UNDER THEORY OF CONTRACT, TORT (INCLUDING NEGLIGENCE), WARRANTY OR OTHERWISE, EVEN IF THE OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
INDEMNITY
You agree to defend, indemnify and hold Creative Age Consulting Group, its members, employees, officers, directors, managers and agents harmless from and against any and all losses, claims, suits, actions, liabilities, obligations, costs and expenses (including reasonable attorneys' fees and expenses) which Creative Age Consulting Group suffers as a result of third-party claims based on: (i) your negligence or intentional misconduct, (ii) your breach of any provision of the Terms of Use (including representation or warranty); (iii) materials prepared or provided by you including, but not limited to, any claims of infringement, or misappropriation of copyright, trademark, patent, trade secret, or other intellectual property or proprietary right, infringement of the rights of privacy or publicity, or defamation or libel; or (iv) death, personal injury, or property damage arising out of, or relating to, your obligations hereunder.
ARBITRATION
The Terms of Use will be governed and construed in accordance with the laws of the State of New Hampshire. Any controversy or claim arising out of or relating to the Terms of Use, or the breach thereof, shall be settled by arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules, and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The place of any such arbitration shall be in or near Nashua, NH. The parties also agree that the AAA Optional Rules for Emergency Measures of Protection shall apply to the proceedings.
MISCELLANEOUS PROVISIONS
If any provision(s) of the Terms of Use is held to be invalid, illegal or unenforceable, the remaining provisions shall be severable and enforceable. If a provision is excessively broad, such a provision shall be limited or reduced in scope so as to be enforceable.
The Terms of Use may not be assigned by you without Creative Age Consulting Group’s prior written consent, however, the Terms of Use may be assigned by Creative Age Consulting Group in its sole discretion.
The Terms of Use are the final, complete and exclusive agreement of the parties with respect to the Website offered by Creative Age Consulting Group.
All notices with respect to the Terms of Use must be in writing and may be via email to for Creative Age Consulting Group and to your email address.